PERHITUNGAN RASIO KEUANGAN BANK MUAMALAT INDONESIA

PERHITUNGAN RASIO KEUANGAN

Tanggal 31 Desember 2011 dan 2010

     (Diaudit)                              (Dalam Jutaan Rupiah)

                                                                BANK      KOSOLIDASI

NO. POS POS                                                                DESEMBER         DESEMBER

                                                                                               2010                    2010

I PERMODALAN

a. CAR dengan memperhitungkan risiko penyaluran dana                    12,05%                      13,32%

b. CAR dengan memperhitungkan risiko pasar                                     12,01%                      13,26%

c. Aktiva Tetap Terhadap Modal                                                            21,93%                     17,45%

II AKTIVA PRODUKTIF

a. Aktiva Produktif Bermasalah                                                               1,82%                     3,47%

b. 1. NPF Gross                                                                                          2,60%                    4,32%

2. NPF Net                                                                                                 1,78%                    3,51%

c. PPAP Terhadap Aktiva Produktif                                                           1,39%                   1,50%

d. Pemenuhan PPAP                                                                                  100,13%               113,36%

III RENTABILITAS

a. ROA                                                                                                   1,52%                      1,36%

b. ROE                                                                                                    20,79%                  17,78%

c. NIM                                                                                                     5,01%                     5,24%

d. BOPO                                                                                                    85,52%                  87,38%

IV LIKUIDITAS

a. FDR                                                                                                      85,18%                 91,52%

b. Quick Ratio                                                                                         13,96%                 23,48%

c. SIMA Terhadap DPK                                                                           0,17%                    0,14%

d. Deposan Inti Terhadap DPK                                                                  30,18%                29,74%

V KEPATUHAN

1. a. Persentase Pelanggaran BMPK

1. Pihak Terkait                                                                                       0,00%                    0,00%

2. Pihak Tidak Terkait                                                                             0,00%                   0,00%

1. b. Persentasi Pelampauan BMPK

1. Pihak Terkait                                                                                        0,00%                    0,00%

2. Pihak Tidak Terkait   

2. GWM Rupiah                                                                                       5,13%                   5,20%

3. PDN                                                                                                      2,60%                   2,33%